Check Your CMHC Financing Readiness
Find out whether your multi-residential deal may qualify for CMHC-insured financing before wasting time with lenders, brokers, or weak opportunities.
Built for Canadian multi-residential investors, apartment buyers, and developers
Why CMHC Financing Matters
CMHC-insured financing gives multi-residential investors access to terms that conventional lenders cannot match.
Higher Leverage
Up to 85% LTV vs 65-75% conventional
Lower Rates
Typically 75-100+ bps below market
Longer Amortization
Up to 40 years vs 20-25 typical
Capital Efficiency
Deploy less equity per acquisition
The reality: CMHC files are detail-heavy. Many deals fail because of weak underwriting, poor documentation, low liquidity, weak debt coverage, property issues, or the wrong program fit. This tool helps you identify gaps before they become deal-killers.
CMHC Financing Readiness Tool
Answer a few questions about your property, borrower profile, and documentation to get your personalized readiness assessment.
How It Works
Answer Key Questions
Provide details about your property, borrower profile, and documentation readiness.
See Your Program Fit
Get an instant assessment of how your deal may fit CMHC financing programs.
Get Your Action Plan
Receive a readiness score, financing estimates, and clear next steps.
Conventional vs. CMHC Financing
Conventional Commercial
CMHC-Insured Financing
Understanding CMHC Financing
Frequently Asked Questions
Need help structuring your CMHC financing strategy?
If your deal looks promising but needs work, INVSTY can help you understand the opportunity, identify weak points, and prepare for the right financing conversation. Dusko "Duke" Lekic brings 20+ years of commercial real estate experience and a network of 900+ investors across Ontario.